Recoverable depreciation on a roof claim is money you’re owed, not money you’re begging for. If your policy pays replacement cost value, that withheld amount gets released once you finish the approved repairs and turn in a paid invoice before your deadline. Start...
Walking on a tile roof breaks tiles more often than most homeowners realize, because a footstep concentrates far more force into one small spot than the roof was engineered to handle. If you have no choice but to get up there, step only on the bottom portion of each...
Don’t sign anything with a roofer who knocks on your door after a storm. Your first move is a phone call to your insurer and, if the roof is actively leaking, a temporary tarp from a local contractor you can verify. Watch for two specific traps: any contractor who...
Yes, and for most Florida homeowners the math is simple: a wind mitigation inspection documents the features that already protect your roof, and insurers reward that proof with lower premiums. The report you’ll need is the Uniform Mitigation Verification Inspection...
Those dark, wavy streaks running down your shingles are almost always Gloeocapsa magma, an algae that feeds on the limestone in asphalt roofing. In most cases the staining is cosmetic, but it can shorten shingle life if left alone for years. Clean it with a soft-wash...
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