A roof insurance supplement is a formal, documented request to add missing or underpaid line items to an already-approved insurance estimate. Homeowners and contractors who file well-documented supplements recover an average of roughly $7,000 to $8,000 per claim,...
If your roof is actively leaking, prioritize people and electrical safety first, then contain the water with buckets, towels, and plastic sheeting. Check for electrical risk before touching anything near outlets or fixtures. Document the damage with photos as you go,...
TL;DR: A drip edge is a metal flashing strip installed along the edges of your roof that directs rainwater away from the fascia and into the gutters, protecting your decking, fascia, and soffit from rot and moisture damage. The Florida Building Code mandates drip edge...
Tile roof underlayment typically lasts anywhere from 15 to 50 years depending on the material, but the tiles on top will almost always outlive it. If your underlayment is organic felt older than 15 to 20 years, or a synthetic past the 25-year mark, schedule an...
In most roofing claims, you should not sign a blanket assignment of benefits (AOB). File the claim yourself first, or insist on narrow, capped terms if a contractor requires one for emergency work. The National Association of Insurance Commissioners and Florida’s...
A metal roof needs underlayment rated for sustained high heat, typically a high-temperature synthetic sheet across the field with a self-adhered, high-temp membrane at the eaves, valleys, and penetrations. Skip the heat rating and you risk the adhesive failing or the...
Yes, Miami-Dade approved shingles exist, and every roof in the county’s High Velocity Hurricane Zone needs them. The only reliable way to confirm a product qualifies is the Miami-Dade County Product Control search, where you can pull up a shingle’s Notice of...
Hip roofs win on wind resistance, gable roofs win on cost and attic space, and the right pick depends on your climate, budget, and what you plan to do with the space under the roofline. In hurricane-prone regions, hip design is usually the safer bet. Everywhere else,...
Don’t caulk first. Diagnose the leak. Most skylight problems trace back to one of three causes: condensation, a failed flashing or sealant, or a broken insulated glass seal, and each one needs a completely different fix. If water is actively dripping, set a bucket,...
A 4-point roof inspection evaluates four systems in a home: the roof, electrical panel and wiring, plumbing, and HVAC. Insurers order it to gauge how likely a home is to file a claim before they’ll write or renew a policy. It’s not the same as a full home inspection,...
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